Kredio
NCRCP24149 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Standard Bank loan calculator
We have not yet verified this provider’s NCR registration number against the NCR register. Check the register before you sign any credit agreement.
LoanRadar is not affiliated with this bank. Product terms are set by the bank.
Standard Bank
NCR registration: not verified Lends R3 000
- Up to
- R300 000
- Term
- 12–72 months
- Interest
- Check on lender’s site
| Legal entity | Check on lender’s site |
|---|---|
| NCR registration | Check on lender’s site |
| Loan amount | up to R300 000 |
| Term | 12–72 months |
| Age | Check on lender’s site |
| Cost of credit | Rate personalised (fixed-term loan), up to maximum of prime plus 17.5% per NCA. Service fee R69 per month for all loans; once-off initiation fee R419.75 to R1207.50 (VAT inclusive).Source: Standard Bank website, checked 29 October 2026 |
| Requirements | Check on lender’s site |
| Official website | standardbank.co.za |
| Data reviewed | 29 October 2026 |
Monthly repayment
R2 031
Total interest
R20 619
Total to repay
R73 103
Repayment schedule
| Month | Capital | Interest | Balance |
|---|---|---|---|
| 1 | R962 | R1 000 | R49 038 |
| 2 | R981 | R981 | R48 057 |
| 3 | R1 000 | R961 | R47 057 |
| 4 | R1 021 | R941 | R46 036 |
| 5 | R1 041 | R921 | R44 996 |
| 6 | R1 062 | R900 | R43 934 |
This is an estimate. The lender’s pre-agreement quote states the exact interest, initiation fee and service fee.
A detailed guide for this page is being prepared by the LoanRadar editorial team.
Alternatives from lenders we compare
Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.
Creditbar
NCRCP23238 Lends R3 000
- Up to
- R5 000
- Term
- 7–61 days
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediflow
NCRCP23582 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediwise
NCRCP22496
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.