Standard Bank personal loans

We have not yet verified this provider’s NCR registration number against the NCR register. Check the register before you sign any credit agreement.

LoanRadar is not affiliated with this bank. Product terms are set by the bank.

Standard Bank

NCR registration: not verified Lends R3 000
Up to
R300 000
Term
12–72 months
Interest
Check on lender’s site
Legal entityCheck on lender’s site
NCR registrationCheck on lender’s site
Loan amountup to R300 000
Term12–72 months
AgeCheck on lender’s site
Cost of creditRate personalised (fixed-term loan), up to maximum of prime plus 17.5% per NCA. Service fee R69 per month for all loans; once-off initiation fee R419.75 to R1207.50 (VAT inclusive).Source: Standard Bank website, checked 29 October 2026
RequirementsCheck on lender’s site
Official websitestandardbank.co.za
Data reviewed29 October 2026

A detailed guide for this page is being prepared by the LoanRadar editorial team.

Alternatives from lenders we compare

Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.

Kredio

NCRCP24149 Lends R3 000
Up to
R8 000
Term
Check on lender’s site
Interest
Check on lender’s site

Subject to affordability assessment and approval by the lender.

Creditbar

NCRCP23238 Lends R3 000
Up to
R5 000
Term
7–61 days
Interest
Check on lender’s site

Subject to affordability assessment and approval by the lender.

Crediflow

NCRCP23582 Lends R3 000
Up to
R8 000
Term
Check on lender’s site
Interest
Check on lender’s site

Subject to affordability assessment and approval by the lender.

Crediwise

NCRCP22496
Up to
Check on lender’s site
Term
Check on lender’s site
Interest
Check on lender’s site

Subject to affordability assessment and approval by the lender.

Sources

  • Official page: https://www.standardbank.co.za/southafrica/personal/products-and-services/borrow-for-your-needs/personal-loans