How to apply for a Wonga loan

Wonga is a credit provider with NCR registration NCRCP12875.

Wonga

NCRCP12875 Lends R3 000
Up to
R8 000
Term
6–96 days
Interest
5% p.m.
Legal entityWonga Online (Pty) Ltd
NCR registrationNCRCP12875
Loan amountR500–R8 000
Term6–96 days
Age18+
Cost of creditMax 5% per month interest (charged per day). Service fee R69 per month (pro-rated first 30 days) plus initiation fee; all fees include 15% VAT. FAQ example R4000 over 3 months: initiation fee R534.75, service fees R230.00, interest R536.24, total to repay R5300.97.Source: Wonga website, checked 29 October 2026
RequirementsCellphone number, SA ID number, bank account details, proof of income; Regular income (freelancers/consultants accepted); Recent payslip or bank statement to verify income; DebiCheck mandate for repayment collection
Official websitewonga.co.za
Data reviewed29 October 2026

A detailed guide for this page is being prepared by the LoanRadar editorial team.

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