Unifi reviews

Unifi is a credit provider with NCR registration NCRCP4849.

Unifi

NCRCP4849 Lends R3 000
Up to
R24 000
Term
3–9 months
Interest
Check on lender’s site
Legal entityUnifi Credit (Pty) Ltd
NCR registrationNCRCP4849
Loan amountup to R24 000
Term3–9 months
Age21+
Cost of creditExample loan R8 000 over 6 months: interest 3% (period not stated on page), initiation fee R995, monthly fee R69, monthly repayment R1 730, total R10 344, APR 95.9%. Min APR 95.9%, max APR 121.1%. All fees VAT inclusive.Source: Unifi website, checked 29 October 2026
RequirementsSouth African citizen (permanent), formally employed, salary paid monthly into active bank account; Bank with ABSA, FNB, Standard Bank, Capitec, Nedbank, African Bank or TymeBank; Product only for monthly earners
Official websiteunifi.credit
Data reviewed29 October 2026

A detailed guide for this page is being prepared by the LoanRadar editorial team.

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