Kredio
NCRCP24149 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
RCS loans
RCS is a credit provider with NCR registration NCRCP38.
RCS
NCRCP38 Lends R3 000
- Up to
- R300 000
- Term
- 12–60 months
- Interest
- Check on lender’s site
| Legal entity | RCS Cards Proprietary Limited |
|---|---|
| NCR registration | NCRCP38 |
| Loan amount | R2 000–R300 000 |
| Term | 12–60 months |
| Age | 18+ |
| Cost of credit | Interest from as low as 15%, fixed for the term, based on individual assessment; never above NCA maximum 28.25%. Example R10 000 over 24 months: initiation fee R1207, monthly service fee R69, 28.25% rate.Source: RCS website, checked 29 October 2026 |
| Requirements | South African ID or driver's licence; South African bank account; Employed, earning R3,000 or more per month; Latest payslip or bank statements |
| Official website | rcs.co.za |
| Data reviewed | 29 October 2026 |
A detailed guide for this page is being prepared by the LoanRadar editorial team.
Alternatives from lenders we compare
Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.
Creditbar
NCRCP23238 Lends R3 000
- Up to
- R5 000
- Term
- 7–61 days
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediflow
NCRCP23582 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediwise
NCRCP22496
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Sources
- Official page: https://www.rcs.co.za/our-products/personal-loan/
- Official page: https://www.rcs.co.za/our-products/personal-loan/how-to-apply/
- Official page: https://www.rcs.co.za/our-products/personal-loan/terms-and-conditions/