Kredio
NCRCP24149 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
FNB loan calculator
FNB is a bank with NCR registration NCRCP20.
Registration number found in the NCR register; legal entity on the website not yet matched.
LoanRadar is not affiliated with this bank. Product terms are set by the bank.
FNB
NCRCP20
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
| Legal entity | FirstRand Bank Limited |
|---|---|
| NCR registration | NCRCP20 |
| Loan amount | Check on lender’s site |
| Term | Check on lender’s site |
| Age | 18+ |
| Cost of credit | Short-term (1-6 months): maximum interest up to 5% per month (NCA max). Long-term: minimum 15.15% and maximum 28.25% per annum (NCA max). Once-off initiation fee (where applicable) R1,207.50; monthly service fee R69. Rate individual, not prime-linked wording.Source: FNB website, checked 29 October 2026 |
| Requirements | Permanently employed or self-employed; Permanent SA resident; Salary paid directly into your bank account; Non-FNB customers: SA ID, proof of residence under 3 months, 3 months payslips or bank statements |
| Official website | fnb.co.za |
| Data reviewed | 29 October 2026 |
Monthly repayment
R2 031
Total interest
R20 619
Total to repay
R73 103
Repayment schedule
| Month | Capital | Interest | Balance |
|---|---|---|---|
| 1 | R962 | R1 000 | R49 038 |
| 2 | R981 | R981 | R48 057 |
| 3 | R1 000 | R961 | R47 057 |
| 4 | R1 021 | R941 | R46 036 |
| 5 | R1 041 | R921 | R44 996 |
| 6 | R1 062 | R900 | R43 934 |
This is an estimate. The lender’s pre-agreement quote states the exact interest, initiation fee and service fee.
A detailed guide for this page is being prepared by the LoanRadar editorial team.
Alternatives from lenders we compare
Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.
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NCRCP23238 Lends R3 000
- Up to
- R5 000
- Term
- 7–61 days
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediflow
NCRCP23582 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediwise
NCRCP22496
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.