Kredio
NCRCP24149 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
FinChoice loans
FinChoice is a credit provider with NCR registration NCRCP8162 and NCRCP23514.
FinChoice
NCRCP8162NCRCP23514 Lends R3 000
- Up to
- R25 000
- Term
- 6–24 months
- Interest
- Check on lender’s site
| Legal entity | Finchoice Africa Ltd |
|---|---|
| NCR registration | NCRCP8162, NCRCP23514 |
| Loan amount | R500–R25 000 |
| Term | 6–24 months |
| Age | Check on lender’s site |
| Cost of credit | Illustrative calculator example (R15 000 over 24 months): interest 28.25% per year; 'total interest, fees & insurance' R9672, total to repay R24 672. Separate initiation/service fee amounts not itemised on the page; subject to affordability.Source: FinChoice website, checked 29 October 2026 |
| Requirements | Proof of income: 3 most recent payslips, bank statements or pension slips; DebiCheck mandate acceptance and document upload |
| Official website | finchoice.co.za |
| Data reviewed | 29 October 2026 |
A detailed guide for this page is being prepared by the LoanRadar editorial team.
Alternatives from lenders we compare
Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.
Creditbar
NCRCP23238 Lends R3 000
- Up to
- R5 000
- Term
- 7–61 days
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediflow
NCRCP23582 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediwise
NCRCP22496
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Sources
- NCR register of registrants (ncr.org.za)
- Official website (https://www.finchoice.co.za/)
- Official page: https://support.finchoice.co.za/support/solutions/articles/44002296906-what-is-affordability-
- Official page: https://www.finchoice.co.za/
- Official page: https://www.finchoice.co.za/products/loans