Kredio
NCRCP24149 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
DirectAxis loan calculator
DirectAxis is a credit provider with NCR registration NCRCP20.
DirectAxis
NCRCP20 Up to R350 000
- Up to
- R350 000
- Term
- 24–72 months
- Interest
- Check on lender’s site
| Legal entity | FirstRand Bank Limited (DirectAxis business unit); DirectAxis SA (Pty) Ltd Reg no. 1995/006077/07 |
|---|---|
| NCR registration | NCRCP20 |
| Loan amount | R5 000–R350 000 |
| Term | 24–72 months |
| Age | Check on lender’s site |
| Cost of credit | Calculator shows fixed interest rate 28.25% per annum, initiation fee shown R0.00 until amount computed, monthly service fee R69.00Source: DirectAxis website, checked 29 October 2026 |
| Requirements | Regular monthly income of at least R5,000; South African ID copy; Up to 3 months bank statements or payslips; Proof of residential address; Good credit record |
| Official website | directaxis.co.za |
| Data reviewed | 29 October 2026 |
Monthly repayment
R1 305
Total to repay
R3 914
Total cost of credit
R914
Interest: R342
Initiation fee (added to the loan): R365
Monthly service fees: R207
This is an estimate. The lender’s pre-agreement quote states the exact interest, initiation fee and service fee. Defaults use the maximum limits under the National Credit Act 34 of 2005: 5% interest per month on a first short-term loan, an initiation fee of up to R165 plus 10% above R1 000, and a service fee of up to R69 a month.
A detailed guide for this page is being prepared by the LoanRadar editorial team.
Alternatives from lenders we compare
Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.
Creditbar
NCRCP23238 Lends R3 000
- Up to
- R5 000
- Term
- 7–61 days
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediflow
NCRCP23582 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediwise
NCRCP22496
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.