Kredio
NCRCP24149 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Capfin loan calculator
Capfin is a credit provider with NCR registration NCRCP13053.
Capfin
NCRCP13053 Lends R3 000
- Up to
- R50 000
- Term
- 6–24 months
- Interest
- Check on lender’s site
| Legal entity | Pepkor Trading (Pty) Ltd (Capfin division) |
|---|---|
| NCR registration | NCRCP13053 |
| Loan amount | R1 000–R50 000 |
| Term | 6–24 months |
| Age | Check on lender’s site |
| Cost of credit | Fixed interest rates between 5% and 28.25% per annum (calculated daily, capitalised monthly). Example R4 000 over 12 months at max rate: initiation fee R535, monthly service fee R69, plus Capfin Credit Life; max instalment R517, total R6 200 (VAT incl).Source: Capfin website, checked 29 October 2026 |
| Requirements | Banking details and required documents uploaded; income/expense affordability assessment |
| Official website | capfin.co.za |
| Data reviewed | 29 October 2026 |
Monthly repayment
R1 305
Total to repay
R3 914
Total cost of credit
R914
Interest: R342
Initiation fee (added to the loan): R365
Monthly service fees: R207
This is an estimate. The lender’s pre-agreement quote states the exact interest, initiation fee and service fee. Defaults use the maximum limits under the National Credit Act 34 of 2005: 5% interest per month on a first short-term loan, an initiation fee of up to R165 plus 10% above R1 000, and a service fee of up to R69 a month.
A detailed guide for this page is being prepared by the LoanRadar editorial team.
Alternatives from lenders we compare
Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.
Creditbar
NCRCP23238 Lends R3 000
- Up to
- R5 000
- Term
- 7–61 days
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediflow
NCRCP23582 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediwise
NCRCP22496
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.