Kredio
NCRCP24149 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Absa personal loans
Absa is a bank with NCR registration NCRCP7.
LoanRadar is not affiliated with this bank. Product terms are set by the bank.
Absa
NCRCP7 Lends R3 000
- Up to
- R350 000
- Term
- 2–84 months
- Interest
- Check on lender’s site
| Legal entity | Absa Bank Limited |
|---|---|
| NCR registration | NCRCP7 |
| Loan amount | up to R350 000 |
| Term | 2–84 months |
| Age | 18+ |
| Cost of credit | Personalised annual interest rate from a minimum of 13.75% per annum (prime-linked/individual, depends on credit profile). Example: R50 000 over 36 months at 18% p.a. = R2 113/month including all service and initiation fees. Credit life (Credit Protection Plan) is mandatory.Source: Absa website, checked 29 October 2026 |
| Requirements | Regular monthly income of at least R2 000 (loans of 12+ months); R1 500 for 2-6 month loans; Bank account into which income is paid; South African ID book or card; Last three months payslips or bank statements |
| Official website | absa.co.za |
| Data reviewed | 29 October 2026 |
A detailed guide for this page is being prepared by the LoanRadar editorial team.
Alternatives from lenders we compare
Short-term lenders with an NCR registration number. Approval is always subject to an affordability assessment.
Creditbar
NCRCP23238 Lends R3 000
- Up to
- R5 000
- Term
- 7–61 days
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediflow
NCRCP23582 Lends R3 000
- Up to
- R8 000
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Crediwise
NCRCP22496
- Up to
- Check on lender’s site
- Term
- Check on lender’s site
- Interest
- Check on lender’s site
Subject to affordability assessment and approval by the lender.
Sources
- NCR register of registrants (ncr.org.za)
- Official website (https://www.absa.co.za/)
- Official page: https://www.absa.co.za/personal/loans/for-myself/explore/
- Official page: https://www.absa.co.za/personal/loans/for-myself/personal-loan/