Discovery Bank personal loans

Discovery Bank is a bank with NCR registration NCRCP9997.

LoanRadar is not affiliated with this bank. Product terms are set by the bank.

Discovery Bank

NCRCP9997
Up to
Check on lender’s site
Term
6–72 months
Interest
Check on lender’s site
Legal entityDiscovery Bank Limited
NCR registrationNCRCP9997
Loan amountfrom R15 000
Term6–72 months
Age18+
Cost of creditPersonalised rate linked to prime and credit profile (no fixed rate published); once-off credit initiation fee per National Credit Act; monthly credit service fee R69Source: Discovery Bank website, checked 29 October 2026
RequirementsValid South African identity document; Proof of residence not older than three months; Proof of income (payslip/bank statements on request)
Official websitediscovery.co.za
Data reviewed29 October 2026

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Sources

  • Official page: https://www.discovery.co.za/bank/personal-loans